Commercial & Development
Loan Programs
Matrix Capital provides flexible, asset-backed financing solutions for commercial properties and ground-up developments across California and the West Coast.
Our programs are designed for developers and investors seeking capital to acquire, reposition, or construct income-producing assets.
With loan amounts ranging from $1M to $20M, and competitive LTV/LTC ratios, our commercial and construction loans deliver the liquidity and structure needed to bring real estate visions to life — efficiently and securely.
Efficient
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Professional
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Flexible
Construction
Construction Loan
Loan Amount: $3,000,000 – $20,000,000
Loan-to-Cost (LTC): Up to 75%
Loan-to-Value (LTV): Up to 65%
Term: 12–36 Months
Interest Rate: Starting from 10.5%
Prepayment: Minimum Interest Period Applies
Collateral Type: Multi-Family, Apartment, and 1–4 Unit Residential Properties
Guarantee Requirement: Personal Guarantee Required
Coverage Area: California Only
Commercial Bridge
Loan
Loan Amount: $1,000,000 – $20,000,000
Loan-to-Cost (LTC): Up to 80%
Loan-to-Value (LTV): Up to 70%
Term: 6–24 Months
Interest Rate: Starting from 9.5%
Prepayment: Minimum Interest Period Applies
Collateral Type: Multi-Family, Industrial, Retail, Office
Coverage Area: CA, OR, WA, AZ
Commercial Bridge
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15 min