New Construction

From blueprint to bottom line

Matrix Capital is more than a lender; we are a strategic partner for developers and commercial investors. We provide structured, asset-backed financing to bring ambitious projects to life.

Construction Project
$20M
Max Loan Amount

Our Commercial Financing Solutions

Supporting Every Stage of Your Project

Construction Loan

For experienced developers. Secure up to 75% LTC for multi-family, apartment, and 1-4 unit residential developments in California. With loan amounts from $3M to $20M, we have the capital to match your scale.

Loan-to-Cost (LTC)
Up to 75%
Loan Amount
$3M - $20M
Term
12-36 Months
Interest Rate
From 10.5%
Coverage Area: 49 U.S. states
Construction Project
Commercial Property

Commercial Bridge Loan

For value-add and acquisition. Finance the acquisition or repositioning of multi-family, industrial, retail, or office properties across the West Coast. Get up to 80% LTC to execute your business plan swiftly.

Loan-to-Cost (LTC)
Up to 80%
Loan Amount
$1M - $20M
Term
6-24 Months
Interest Rate
From 9.5%
Coverage Area: 49 U.S. states

A Foundation of Expertise and Trust

Developer-Centric Underwriting

We understand the intricacies of construction timelines and draw schedules. Our process is designed by professionals, for professionals.

Relationship-Driven Approach

We invest in understanding your project's goals. This allows us to structure flexible, tailored solutions that a traditional bank simply cannot offer.

Ready to Break Ground?

Get pre-qualified and start building your next project.