Our DSCR loans empower real estate investors to scale their portfolios by focusing on what matters most: the property's income-generating potential.
Designed for every type of real estate investor.
The flexible solution for 1-4 unit properties, including condos and ADUs. Ideal for both long-term and short-term rentals (Airbnb/VRBO), with LTVs up to 80%. 1st and 2nd lien options available.
Tailored for experienced investors acquiring 5-8 unit residential or mixed-use properties. Designed to support the expansion of more substantial portfolios.
A dedicated program for international investors. Qualify with your passport — no U.S. SSN, ITIN, or U.S. credit history required. Long-term rentals and short-term rentals (Airbnb/VRBO) eligible.
Debt Service Coverage Ratio (DSCR) is a measure of the cash flow available to pay current debt obligations. Instead of focusing on your personal income, we evaluate the property's ability to generate enough rental income to cover the mortgage payments.
Bypass personal income verification. Ideal for self-employed individuals.
Without DTI constraints, acquire multiple properties faster.
No tax returns or pay stubs required. Focus on property cash flow.
Get pre-qualified in minutes with no impact to your credit score.